Building for the next 1 billion DeFi users

Decentralised Investment loan protocol

An Instant and Permissionless Undercollateralized DeFi Lending Protocol

Profit Calculator Here

Bigger Loans for Less

Traders can take bigger loans on rallying markets for profit maximisation. Optimists can also borrow to execute asset accumulation strategies during bearish markets.

Flexible Loan Repayment

Our loan repayment schedule and binding rules are not cast on stone. You can repay from a 3-month, 6-month, or 12-month systematic plan. Better still, you can customise payment time frames.

An Open Protocol for Everyone

Traders can take bigger loans on rallying markets for profit maximisation. Optimists can also borrow to execute asset accumulation strategies during bearish markets.

High Capital Efficiency

Traders can take bigger loans on rallying markets for profit maximisation. Optimists can also borrow to execute asset accumulation strategies during bearish markets.

PAXO portfolio builder

Traders can take bigger loans on rallying markets for profit maximisation. Optimists can also borrow to execute asset accumulation strategies during bearish markets.

Balance profit and risk

Traders can take bigger loans on rallying markets for profit maximisation. Optimists can also borrow to execute asset accumulation strategies during bearish markets.

What is Paxo?

PAXO is a decentralized money market protocol which opens up investment loan options in the DeFi space that allows users to invest in digital assets through multi pool borrowing.

Balance Profit and Risk

Paxo Finance is compliant to the cryptocurrency and blockchain industry’s best security practises. All our smart contracts are certified-secure and have been audited by a reputable blockchain security firm.

Pool and Collateral Diversity

We support a wide range of isolated pools and digital assets like WBTC, BTC, and MATIC as collateral. Our audited smart contracts also link to liquid decentralized exchanges.

Low Fees and High yields

Our transaction fees are among the lowest in the industry for lenders to reap maximum yields. Borrowers’ rates are also uniformly adjusted depending on prevailing market conditions.

Global Access

Users can access high quality financial services without verification or credit checks from anywhere in the world. A secure wallet and an internet connection is all that’s required.

Easy-to-Use

Our lending and borrowing interfaces were designed by the world’s most talented graphic designers. It is easy-to-use and intuitive allowing for silky smooth and hassle free navigation.

Compliance and Security

You don’t have to be a crypto whale to borrow in Paxo. The Paxo Finance loan-to-collateral ratio is the industry’s lowest, ranging from 20-100%.

How does it operate?

It works in a similar way to borrowing money to purchase a home or investment property. You borrow money to invest in a portfolio of crypto/digital assets. The borrowed funds are then secured against the portfolio of digital assets where the digital asset is locked in the smart contract until the loan is paid back.

Tokenomics

PAXO is the native token of the protocol.

PAXO is a governance token which controls interest rate, changes in the protocol, development roadmap. inclusion of new assets, reward distribution etc.

Tokens

35,000,000

Allocation: 7.00%

Seed Round

Tokens

45,000,000

Allocation: 9.00%

Private Round I

Tokens

45,000,000

Allocation: 9.00%

Private Round II

Tokens

12,500,000

Allocation: 2.50%

Exchange Liquidity

Tokens

75,000,000

Allocation: 15.00%

Marketing, Acquisitions, Licenses

Tokens

50,000,000

Allocation: 10.00%

Development & Partnerships

Tokens

75,000,000

Allocation: 15.00%

Adoption Staking, Incentives

Tokens

75,000,000

Allocation: 15.00%

Team

Tokens

15,000,000

Allocation: 3.00%

Advisors & Consultants

Tokens

60,000,000

Allocation: 12.00%

Reserve

Tokens

12,500,000

Allocation: 2.50%

IDO

Tokens

500,000,000

Allocation: 100.000%

Total

Timeline

& Roadmap

Q3 2021

Seed round funding

Architecture design Development

Q4 2021

UI & testing

Lightpaper release

Q1 2022

Audit

Testnet deployment

Q2 2022

Token Launch

Mainnet launch with 2 pairs
Bug bounty launch
Liquidity mining commencement
Additional exchange listing
Development for multiple isolated pools

Q3 2022

Multichain token launch
Protocol launch on multiple blockchains
Additional supply markets

Q4 2022

Governance Launch Protocol to be controlled and maintained through governance
Addition of NFT pool

How are we different

from the rest














PAXO Venus Compound/Aave DyDx TrueFi
Collateral 20-100% 166% >120% 5-100%
Designed for Investment Loan +
Margin Lending + +
Permissionless + + + +
Stable Borrow APY 9-15% 9-14% 4-8% 34.2% 3-5%
DEX Integration + +
Collateral Assets Multi Multi Multi Multi Multi
Isolated Pools + NA

Team and Advisor

Ankur Jain

Co-Founder

Pranjal Prashar

Co- Founder

Prateek Sethi

CTO

Bartolome R Bordallo

Advisor, CEO Zignaly

Abdul Rafay Gadit

Advisor, CFO Zignaly

Avinash Shekhar

Advisor, CEO Zebpay

Dave Brown

Advisor, Founder DC Crypto

Stay informed

Never miss the latest news and updates on Paxo

Undercoilaterailezed loans

The next Big Thing in DeFi

How PAXO will open gates for

next 1M users in DeFi

Demystifying DeFi Loans with

the Undercollateralization

From The Community

BOMB💣
BOMB💣@promise_dele
Read More
One major problem facing the crypto space is the issue of high transaction fee. But with @paxofinance , which is a money market ledger where users can supply or borrow digital assets this problem and other major problems on the Dex can be resolved. #paxofinance
HushCloud
HushCloud@Eemmiejay
Read More
PAXO Meme Competition Entry. Introducing paxo finance, why should you use PAXO finance?
⏺️ Perpetual contract
⏺️ Attractive interest rates for lenders
⏺️ Low transaction fees
⏺️ Non custodial and fully decentralized. #paxofinance @paxofinance
HushCloud
HushCloud@etiene_umoren
Read More
@paxofinance is an Instant and Permissionless Undercollateralized #DeFi Lending Protocol You can repay your loan over a 3-month, 6-month, or 12-month period with @paxofinance . Even better, you can set your own payment schedule. #paxofinance #Crypto #blockchain
 Elie
Elie@ElieTrades
Read More
So I found out that I can borrow assets on @paxofinance with an undercollateralised loan. #Paxofinance unlike many #cefi platform offering overcollateralised, gives you loan 2x or 3x the amount of your collateral. #paxofinance #defi #collateral #investment
Brave Anny💪💪💪💪
Brave Anny💪💪💪💪@AnnieNoah6
Read More
We are delighted to have @bigbrainvc as our investor. They invest in projects that are unique, innovative and on the cutting edge of blockchain. #paxofinance is delighted to have them onboard. 🤝🤝 #paxofinance #defi #cryptoloan
CryptoMetaverse 🤞
CryptoMetaverse 🤞@MetaverseCryp
Read More
My entry for @paxofinance #paxofinance Meme Competition @CryptonoidMeta @AirdropMetacryp @ShillNFT3 #NFTCommunity #NFTs #NFTGiveaway #Giveaway #Airdrop #NFT #NFTGame #Metaverse #NFTAirdrop #cryptocurrency
DeeCee
DeeCee@Dablendo01
Read More
$Paxo is a governance token. It controls interest rate. changes in the protocol, development roadmap #PAXOFinance #dex #DeFi #CeFi
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